All Expedition Checking Accounts Offer...
- No Monthly Fees with eDocuments4
- No Minimum Balance Fees — (all Checking Accounts have a minimum opening deposit of $5)
- Free Bill Pay — you have control over whether you want to send one bill at a time, or set auto-pay!
- Overdraft Protection — select from several options, transfers from your Savings are free!
- Mobile Wallets — add ease & security by paying through your phone.
- Access to over 60,000 surcharge-free ATMs (MoneyPass & Co-Op Networks)
Get a $200 Cash Bonus when you open a new Free Rewards Checking with Direct Deposit!*
Earns 2.00% Cash Back on up to $500 in monthly Debit
Card Purchases
AND
receive up to $20 reimbursed on domestic ATM surcharge
fees5 if monthly qualifications* are met.1
*To earn each monthly Reward you must:
- Have at least 12 posted debit card
purchases within the month - Be enrolled in eDocuments
Earns 3.04% APY† on balances up to $20,000
and earns 0.01% APY† on amounts $20,000 & above
AND
receive up to
$20 reimbursed on domestic ATM surcharge fees5 if qualifications* are
met.2
Earns 0.01% APY even when monthly qualifications are not
met.2
*To earn each monthly Reward you must:
- Have at least 12 posted debit card
purchases within the month - Be enrolled in eDocuments
The Fine Print
†APY=Annual Percentage Yield. APYs accurate as of 09/01/2023.
1 Cash Back Checking:
If monthly qualifications are met, you will receive 2% cash back on debit
card purchases that post to and settle the account during monthly qualification cycle up to a
total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and
settle account during the monthly qualification cycle. Transactions may take one or more banking
days from the date transaction was made to post to and settle an account. ATM-processed
transactions do not count towards qualifying debit card transactions. “Monthly Qualification
Cycle” means a period beginning on the first day of the calendar month through the last day of the
calendar month. We reserve the right to convert your Cash Back Checking to a Basic Checking
Account if the account does not meet the monthly qualification criteria over three (3) consecutive
statement cycles.
2 High Yield Checking:
Rates may change after account is opened. For High Yield Checking, if
qualifications are met each monthly qualification cycle: (1) balances up to $20,000 receive APY of
3.04%; and (2) balances of $20,000 and over earn 0.01% interest rate on the portion of the balance
$20,000 and above, resulting in 0.01% - 3.04% APY depending on the balance. If qualifications are
not met on High Yield Checking, all balances earn 0.01% APY. Qualifying transactions must post to
and settle in High Yield Checking account during monthly qualification cycle. Transactions may
take one or more banking days from the date transaction was made to post to and settle an account.
ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly
Qualification Cycle” means a period beginning on the first day of the calendar month through the
last day of the calendar month. The advertised High Yield Checking APY is based on compounding
interest. We reserve the right to convert your High Yield Checking to a Basic Checking Account if
the account does not meet the monthly qualification criteria over three (3) consecutive statement
cycles.
Basic Checking Account:
3 In order to earn interest, Basic Checking Account must maintain
a $1,000 minimum balance each day of the statement period.
4 Basic Checking Account has no monthly fee with eDocuments. A $2
paper statement fee per month applies without eDocuments.
5 Domestic ATM fees incurred during qualification cycle will be
reimbursed up to $20 per month if qualifications are met within monthly qualification cycle.
Reimbursements will be added to account on the last day of monthly statement cycle.